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LAWDOG banking, state laws, Federal Fair Debt Collection Practices Act, agencies, Credit Reporting Act, consumer financing, bankruptcy code, courts, ECOA,. How long does my bankruptcy remain on my credit report? Get out of credit card debt and avoid bankruptcy. Eliminate all debts and enjoy financial freedom and debt-free living. It's easier than you think. FAQ's - Credit after chapter 7 or 13 bankruptcy.. Other effects of bankruptcy on credit are difficult to assess. Credit is extended by individual lenders. An Unsecured credit card regardless of bad credit, GUARANTEED APPROVAL ! We can provide unsecured credit cards REGARDLESS of income, previous bankruptcy,. debt level of $15150, and the average bankruptcy filer had credit card debt of. . increase in bankruptcy filings. General credit cards were first issued. Remember that a bankruptcy is not going to erase the record of your debts listed in your bankruptcy. Credit reporting agencies are within their rights in. Jan 22, 2007. In some cases, declaring bankruptcy could help -- rather than hurt. Amazon.com: Credit After Bankruptcy: A Step-By-Step Action Plan to Quick and Lasting Recovery after Personal Bankruptcy: Stephen Snyder: Books.